Personal loans • No property security
Unsecured Loans
Straightforward borrowing with fixed monthly payments—no property used as security. Helpful for debt consolidation, planned costs, or a big purchase.
We’re a credit broker, not a lender. We’ll search suitable options and explain costs clearly and fairly.
Repayment preview
Illustration only. Real lender offers depend on status and affordability.
Who we help
- • Prefer to avoid securing borrowing on your home.
- • Want predictable payments over a fixed term.
- • Tidying up multiple debts into one plan (where appropriate).
Why choose Wednesday
- • Wide lender panel checked for suitable options.
- • Plain-English advice and up-front costs.
- • Fast, friendly process with updates along the way.
Quick eligibility (guide)
Likely match score
How it works
- 1Tell us about your plans and circumstances.
- 2We check suitable lenders and outline your options.
- 3You receive a clear summary of the product and costs.
- 4We guide your application through to payout.
We follow FCA rules so information is fair, clear and not misleading.
Good to know
- • Typical terms 1–7 years; amounts depend on status.
- • Missing payments can increase costs and affect your credit file.
- • We’ll compare alternatives like 0% purchases/balance transfers where suitable.
Representative example (illustration)
Borrowing £5,000 over 36 months at a fixed rate of 9.9% per year, monthly repayment £160.04, total repayable £5,761.44.
When we show a rate or cost, an example is shown with equal prominence and kept fair, clear and not misleading.
Top questions customers ask
A personal loan with fixed monthly payments and no property used as security.
Some lenders can pay out within days once approved—timelines vary by lender and your case.
Lenders run credit checks. Missing payments can negatively impact your credit file.
Compare your options
We’ll explain fees, timelines and likely outcomes up front.
Important information
- Mortgage & Secured borrowing risk: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.
- Fees: If we charge a fee for our service, we'll tell you the amount and when it becomes payable before you proceed.
- Commission: We may receive a commission from a lender if you go ahead with a product we introduce. On request, we will disclose the amount (or likely amount) of any commission we receive.
- Products and lending criteria are subject to eligibility and affordability checks. Rates and terms vary by lender and may change.
- Calls may be recorded for monitoring, training and quality assurance.