Loans & Mortgages,

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Trusted by a wide panel of UK lenders

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Mortgages

Switch lenders to lower payments, release equity, or consolidate debts. We’ll find the best UK rates for your situation.

Fixed or variable options
Self-employed and buy-to-let remortgages
Fast switches with minimal fees

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Secured Loans
(Homeowner Loans)

Borrow against your home’s equity for debt consolidation, home improvements, or large purchases. Competitive rates without remortgaging your whole property.

Borrow £10,000–£500,000+
Terms from 3–30 years
Adverse credit considered

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Unsecured Loans
(Personal Loans)

Borrow without security for debt consolidation, emergencies, or personal projects. Fast and flexible for tenants or homeowners.

Borrow £1,000–£25,000
Terms from 1–7 years
Bad credit options available

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Bridging Loans

Short-term finance for property chain breaks, auctions, or developments. Quick funding when time is critical.

Terms from 1–18 months
Residential and commercial options
Up to 75% LTV

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What our customers say

★★★★★

We received outstanding financial advice from Jimmy at Wednesday Financial Services. The service was fantastic from start to finish - quick, efficient, and extremely informative. Jimmy explained everything clearly, made sure we fully understood our options, and guided us through the process with professionalism and confidence. Communication was excellent throughout, with prompt responses and clear updates, which made the entire experience smooth and stress-free. We felt genuinely supported and well-advised every step of the way. I would highly recommend Jimmy and Wednesday Financial Services to anyone looking for reliable, knowledgeable, and professional financial advice.

Kevin

★★★★★

Jimmy Allen has literally saved us. I can't thank him enough for his efficiency. Would highly recommend. Been a pleasure dealing with him

Faye

★★★★★

Really great service, perfect communication all through the process. Very clear and honest

Jasmine

Why Wednesday?

Clear, friendly advice. Built around your goals
Wide lender network for real choice
Straightforward timelines, fees and next steps
Track progress in your secure portal

Getting Started

1A quick chat to understand your situation
2We scan suitable lenders and options
3You decide, we help with the paperwork
4We’ll keep you updated at every step

Mortgage and loan advice built around your circumstances

Wednesday Financial Services helps UK customers compare mortgages, secured loans, unsecured loans, and bridging finance based on their budget, property position, credit profile, and reason for borrowing. We support first-time buyers, remortgage customers, homeowners raising capital, landlords, and borrowers who need specialist lending because their circumstances are not straightforward.

Our role is to explain the options in plain English, outline likely timescales, check affordability, and highlight fees and risks before you commit. That can include comparing whether a remortgage, second charge loan, bridging facility, or unsecured borrowing is the more suitable route for your situation.

Who we can help

We regularly help employed and self-employed applicants, customers with complex income, people consolidating debt, and borrowers looking for a faster property finance solution.

How the process works

Start with a free quote, tell us what you need, and our team will review the information before discussing suitable lenders and next steps. There is no obligation to proceed, and we will make the costs and paperwork clear from the outset.

Customer feedback

We welcome feedback and keep records of reviews and complaints for transparency.

How we collect feedback

You can share feedback by phone, email, or our contact form. We record feedback to help improve our service.

Review transparency

When we publish reviews or testimonials, we include the source and date and keep supporting records.

Complaints and support

If you have concerns, please see our Complaints Procedure or visit our Support & Vulnerability page.

FAQs

Here are answers to some of the main questions people ask about our services in the UK.

What is the difference between secured and unsecured loans in the UK?

Secured loans use your home as security, which can mean lower rates but carries the risk of repossession if you miss payments. Unsecured loans do not use your home as security, but rates may be higher and depend more on your credit history.

Can I get a mortgage with bad credit in the UK?

Yes. Some lenders consider applicants with bad credit. We check your options carefully and match you with suitable choices. Remember: Your home may be repossessed if you do not keep up repayments on a mortgage.

How do bridging loans work in the UK?

Bridging loans provide short-term borrowing (usually 1–18 months) to cover gaps, such as buying a new home before selling your current one. You repay when you sell, refinance, or use another agreed exit. Missed payments can harm your credit rating.

Are there fees for your service?

We may charge a broker fee and/or receive commission from lenders. We will tell you all fees and commissions clearly and upfront before you decide to proceed, including how much they are and when they are payable.

What is a secured loan in the UK?

A secured loan lets you borrow using your home as security. It can help with consolidating debts or funding home improvements, but you must keep up repayments or you may risk serious consequences, including repossession.

How much can I borrow with an unsecured loan in the UK?

You can usually borrow from around £1,000 to £25,000 depending on your income, credit history and affordability. We help you find a suitable amount, but missed payments can damage your credit rating and future borrowing.

What documents do I need for a mortgage in the UK?

Typically you will need proof of identity, address, income (such as payslips or tax returns) and bank statements. We will guide you through exactly what your chosen lender needs. Affordability checks always apply.

Can self-employed people get bridging loans in the UK?

Yes. Many lenders consider self-employed applicants, if you can show a stable or realistic income picture. We help present your case to lenders, but you should note that missed payments can affect your credit record.

How long does it take to get a secured loan in the UK?

It can take roughly 4–8 weeks from application to funds being released, including property checks and legal work. We work to keep things moving and will explain all costs and timescales in advance.

What happens if I miss payments on an unsecured loan in the UK?

Missing payments can negatively affect your credit history and make future borrowing more difficult. Your home is not directly at risk from an unsecured loan, but we strongly recommend only borrowing what you can comfortably afford.

This information is general and should not be taken as personalised financial advice. We will always discuss your own circumstances before making any recommendation.

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Important information

Wednesday Financial Services is a credit broker, not a lender. We work with a panel of lenders to find suitable options for you and keep information clear and fair so you can make informed decisions.

Mortgage & Secured borrowing risk: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.
Fees: If we charge a fee for our service, we'll tell you the amount and when it becomes payable before you proceed.
Commission: We may receive a commission from a lender if you go ahead with a product we introduce. On request, we will disclose the amount (or likely amount) of any commission we receive.
Products and lending criteria are subject to eligibility and affordability checks. Rates and terms vary by lender and may change.
Calls may be recorded for monitoring, training and quality assurance.