Residential • Buy-to-Let • Remortgage
Mortgages
From first-time buyer to portfolio landlord, we compare suitable lenders, explain the costs in plain English, and help you move with confidence.
Risk warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Repayment preview
Illustration only. Actual lender figures depend on status, product fees and timing. Use the full calculator for accuracy.
Who we help
- • First-time buyers wanting clear steps and costs.
- • Home movers comparing rates, porting vs a new deal.
- • Remortgagers looking to reduce monthly payments.
- • Buy-to-let purchases and remortgages.
Quick eligibility (guide)
Likely match score
Guide only—lenders decide after full checks.
Good to know
- • Product fees, valuation and legal costs may apply.
- • Early repayment charges can apply during fixed/tracker periods.
- • For interest-only, you must have a credible repayment plan.
How it works
- 1Tell us about your plans and circumstances.
- 2We compare suitable lenders and outline your options.
- 3You receive a clear summary of the product and costs.
- 4We guide your application through to offer and completion.
We follow FCA rules so information is fair, clear and not misleading.
Popular routes
- 1Buy your first home or move home.
- 2Remortgage to a better deal or release equity (where suitable).
- 3Switch to a new rate as a deal ends.
- 4Buy-to-let for new or existing landlords.
Representative example (illustration)
A mortgage of £200,000 over 25 years at a yearly rate of 5.49% would be about £1,228 per month. Total to repay around £368,400 including fees.
Examples must be fair, clear and not misleading, and shown with equal prominence.
Top questions customers ask
This depends on income, commitments and credit history. We’ll give you a clear range after a quick fact-find.
Photo ID, proof of address (recent), and proof of income/outgoings such as payslips and bank statements.
It varies by lender and how complex the case is. Many offers arrive in a few weeks once valuation and checks are done.
Repayment reduces your balance to £0 by the end of the term. Interest-only means you pay interest each month and clear the full balance at the end using a planned strategy.
Often yes, but early repayment charges can apply during a fixed or tracker period. We’ll show the pros and cons.
Loan-to-value (LTV) is the loan as a % of the property value. Lower LTVs usually mean better rates and more choice.
Yes. Many lenders consider past issues if they’re explained and your recent history is stronger. We’ll match you sensibly.
Important information
- Mortgage & Secured borrowing risk: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.
- Fees: If we charge a fee for our service, we'll tell you the amount and when it becomes payable before you proceed.
- Commission: We may receive a commission from a lender if you go ahead with a product we introduce. On request, we will disclose the amount (or likely amount) of any commission we receive.
- Products and lending criteria are subject to eligibility and affordability checks. Rates and terms vary by lender and may change.
- Calls may be recorded for monitoring, training and quality assurance.